by Michael Isom | Jan 16, 2020 | Review
If you haven’t met with us for a while, this is a great chance to catch up on the core financial values of your Vaults. Even if you are not planning to meet personally with michael, we invite you to complete the annual review document and place it with your policies...
by Michael Isom | Dec 9, 2019 | Education
The beneficiary of your life insurance policy. If you were to die today, where would you want that cash to go? Would you want it to go to your spouse, partner, significant other, straight to your kids or would you most likely want it to go into your living trust that...
by Michael Isom | Dec 5, 2019 | Binding the Policy, Education
How long do I have to pay premiums into my life insurance policy? How long do you want to pay premiums into your life insurance policy? For as long as you can. As long as money is coming into the front door, then it’s going into life insurance policy because...
by Michael Isom | Dec 5, 2019 | Underwriting
2 Years, You must be nicotine-free (cigarette, pipes, snuff, chewing tobacco, patch, gum, vaping, e-cigarettes, etc.) for 2 years to get a non-smoker rating. If you bound your policy with a tobacco rating, then we can easily place you back into underwriting during the...
by Michael Isom | Dec 5, 2019 | Education, Underwriting
Yes, If you bound your policy with a less desirable rating, then we can easily place you back into underwriting during the anniversary date of your policy. This is another great reason to schedule and attend your annual review meeting each year. If you have not yet...
